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Built on predictive analytics created from huge data stores of consumer behavior, FICO® Scoring Solutions distill data down to a score, as a concise measurement of risk. FICO® Scoring Solutions are easily understood and provide automated decision-making capability that can be integrated into a company’s operations as the basis for taking action.
Sophisticated mathematical and statistical processes exploit patterns found in traditional and new sources of data to better identify risks and opportunities, and capture relationships across many factors to drive better results. Scoring Solutions allow businesses to quickly determine and rank-order the relative likelihood of a specified outcome, such as a consumer’s probability of default, a patient’s propensity to adhere or a driver’s attention to safety.
Industry thought leaders, Finicity, Experian and FICO discuss the potential of consumer contributed data in credit scoring to responsibly improve the credit score process and reach more consumers.
Will Lansing, FICO CEO is joined by partners Experian and Finicity to discuss the future of consumer-permissioned data. As a participant in the credit decisioning world, learn how you can embrace more consumer interaction and control, to i...
The FICO® Score is the independent standard in credit risk scoring, trusted by lenders and investors for decades so they can say “yes” with confidence to more consumers. FICO’s enduring focus on innovation has facilitated access to credit ...
Credit scores for decades have been based mostly on borrowers' payment histories. That is about to change.
Fair Issac Corp, creator of the widely used FICO credit score, plans to roll out a new scoring system in early 2019 that factors ...