with a better browsing experience; allow us to assess, monitor, and improve the website’s
performance; and enable our partners to advertise to you. You may disable the cookies by changing
the settings in your browser, and you may tell us not to share your cookie data with third parties.
The FICO Financial Inclusion Initiative is focused on the development of new scoring products, partnerships, services, and platforms to empower lenders’ decision making and financial inclusion efforts around the world. Leveraging emerging technology, innovative analytics and new data sources, FICO® Scoring Solutions address the unique needs of each country to expand the scorable consumer universe, ultimately providing fuel for economic development worldwide.
With FICO® Scores currently in market and under development leveraging new alternative data sources, over 1 billion consumers who are currently credit invisible could have a path to access credit.
Financial inclusion is in our DNA.
Drawing on reliable new sources of data, FICO scores more creditworthy people who are unable to obtain credit using traditional credit bureau data alone. Whether establishing the first credit score for a nation or safely growing micro credit, FICO partners with credit reporting agencies and data providers around the world to extend credit access responsibly.
FICO’s approach ensures the integrity of scoring standards as well as the expansion of credit scoring more broadly than ever before. FICO can rapidly develop innovative Scoring Solutions by combining traditional credit bureau and new alternative data sources to help solve the global financial inclusion challenge.
FICO pioneered development of scoring analytics that enabled lending to be fair and dependent only on criteria relevant to risk. FICO® Scores are used today in more than 25 countries on five continents.
Scalable to Make an Impact — Uniquely able to offer dual score strategies, with FICO® Scores based on traditional credit bureau data combined with new alternative data scores, we are empowering financial inclusion at scale.
Alternative Innovation — An evolving platform takes full advantage of the emergence of new alternative data sources and analytic techniques for acquiring data and applying machine learning.
Unique Global Reach — Multiple alternative data partnerships with footprints in over 30 countries and counting increase FICO’s global reach to empower lenders looking to serve the underserved and accelerate economic growth.
Giving bankcard issuers the ability to identify credit worthy, previously unscorable, borrowers.
Expanding financial inclusion by scoring millions more consumers worldwide.
The consumer-powered score. See where it can take you.
Industry thought leaders, Finicity, Experian and FICO discuss the potential of consumer contributed data in credit scoring to responsibly improve the credit score process and reach more consumers.
Will Lansing, FICO CEO is joined by partners Experian and Finicity to discuss the future of consumer-permissioned data. As a participant in the credit decisioning world, learn how you can embrace more consumer interaction and control, to i...
The FICO® Score is the independent standard in credit risk scoring, trusted by lenders and investors for decades so they can say “yes” with confidence to more consumers. FICO’s enduring focus on innovation has facilitated access to credit ...
Credit scores for decades have been based mostly on borrowers' payment histories. That is about to change.
Fair Issac Corp, creator of the widely used FICO credit score, plans to roll out a new scoring system in early 2019 that factors ...